Small Business Loans
Small Business Loans

Small Business Loans

from ₦300,000 for E-Commerce Merchants
from ₦300,000 for E-Commerce Merchants
from ₦300,000 for E-Commerce Merchants

We lend to merchants who currently trade on big E-commerce platforms (as Jumia or Konga) for various business reasons such as working capital , business expansion and other operational needs, based on the most recent sales data gotten from the E-commerce platforms. 

We lend to merchants who currently trade on big E-commerce platforms (as Jumia or Konga) for various business reasons such as working capital , business expansion and other operational needs, based on the most recent sales data gotten from the E-commerce platforms. 

We lend to merchants who currently trade on big E-commerce platforms (as Jumia or Konga) for various business reasons such as working capital , business expansion and other operational needs, based on the most recent sales data gotten from the E-commerce platforms. 

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₦300,000 - ₦10,000,000

Loan Amount

per invoice and credit line

0.5% - 0.75% Processing Fee and Commitment Fee

of loan facility and per invoice

from 4% p.m.

Interest Rate

on borrowed amount

1 - 6 Months

Duration

For Borrowed amount

Eligibility Criteria

Eligibility Criteria

Your company is registered in Nigeria as LLP, PLC or Ltd

  1. Your company is incorporated for at least 2 years

  2. Your company is able to show a minimum turnover of ₦500,000 monthly

  3. Your company is purchasing goods above ₦1 million of the principal company on a monthly basis

  4. Your company distributes at least one “creditworthy” client (e.g. private international companies listed on the stock exchange)

  5. It may be necessary to secure the loan by a lien or an asset debenture

Application Requirements

Application Requirements

Government Issued ID Card (International Passport, National ID, Driver’s License, Voters ID)

  1. CAC Documents (CAC 2 & 7) (if applicable)

  2. Last 12 month’s sales data with the proposed principal company

  3. Last 12 months Bank Statements (Corporate Account)

  4. BVN of the directors and top management

  5. Proof of being a registered supplier/vendor of the principal company for at least 12 months

  6. Signed Personal Guarantee forms for CEO and another Guarantor

  7. Corporate guarantee through Board Resolution (if LTD Company)

What our customers say
What our customers say
What our customers say

Helping Small Businesses Grow

Helping Small Businesses Grow

Helping Small
Businesses Grow

Helping Small Businesses Grow

I really like Lendigo’s speed and customer service. I was a bit hesitant to apply at first, but once I spoke to them, I quickly realized their terms were just right for my business. Got the loan fast!

Nathaniel Tunde
(Distributor)

Apply for a Business Loan on the Lendigo App

Apply for a Business Loan on the Lendigo App
Apply for a Business Loan on the Lendigo App