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Finance

3 steps to boost your credit score in this season.

The Christmas season is a special time of the year that is typically celebrated by Christians around the world. It is a time of joy and celebration, as well as a time for reflection and giving thanks. The Christmas season is traditionally observed from December 25th, which is the day that Christians celebrate the birth …

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9 Ways to Reduce Your Business’s Operating Expenses

9 Ways to Reduce Your Business’s Operating Expenses

When running a business, the two most essential steps in maximizing profit levels are improving revenue and minimizing expenditure. In most instances, minimizing expense can be quite strenuous for businesses as it often requires a lot of sacrifices. However, reducing costs can be quite useful in salvaging particular situations. What are Operating Expenses? Operating expenses, …

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How to Build Creditworthiness as A Small Business Owner

How to Build Creditworthiness as A Small Business Owner

Creditworthiness is one of the most important things that all small business owners should consider when starting their business. We can define creditworthiness as the extent to which a business is deemed suitable for financial help. Creditworthiness is judged based on how reliable a business was in paying back its past loans or debts. Creditworthiness …

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Why It Is Not Good to Only Accept Cash Payments for Your Business

There are several nuances of running a successful business, and of the many wheels that drive the engine, the chosen business payment method is vital to the success of every business. Most traditional businesses often prefer cash payments for their services, and more often than not, they tend to stick to this method despite the …

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Signs that Your Business Needs Funding to Survive

Signs that Your Business Needs Funding to Survive

Starting a business involves a lot of intricacies, in business, you need money to make money, and at some stages, you may need lots of it. Interestingly, several challenges affect a business’s survival – from funding to competition, ever-changing customer needs, and a host of other things. If you want your business to survive some …

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Lending Terms Small Business Owners Should Know

Lending Terms Small Business Owners Should Know

As a small business owner applying for a loan, you can easily feel bamboozled with some of the lending terms you hear from Lenders. We understand how confusing we might sound sometimes, so here’s an opportunity for you to get familiar with some of the lending terms you should know as a small business owner. …

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Check out these 5 documents your lender wants you to sign and why. Procure loans quicker and faster by having these signed documents handy

5 Documents your Lender Wants you To Sign and Why

I think you’ll agree with me when I say: It’s REALLY hard to procure a loan from most individuals or corporate organizations. Reasons for this are not far fetched— they all want to guarantee repayment and ensure their interest is protected, even from the onset. When borrowing money, there are small business loan documents required for …

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Understanding Working Capital and its importance to your Business Growth

Understanding Working Capital and its importance to your Business Growth

How eager are you to see your business attain the growth you desire? Noting delights the mind of a business startup than to see it grow tremendously. While you may not talk about working capital every day, this may be the missing jigsaw on the journey of your business to significant growth. It is not …

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