Small Business Loans

from ₦1,000,000 for FMCG Distributors

We lend to registered Key-distributors & Sub-distributors of established Fast Moving Consumer Goods’ (FMCG) manufacturers based solely on their historical transaction volumes with corresponding FMCGs.

₦1,000,000 - ₦20,000,000

Loan Amount

per invoice and credit line


Processing Fee and Commitment Fee

of loan facility and per invoice

from 3.5% p.m.

Interest Rate

on borrowed amount

1 - 6 Months


for borrowed amount

  1. Your company is registered in Nigeria as LLP, PLC or Ltd

  2. Your company is incorporated for at least 2 years

  3. Your company is able to show a minimum turnover of ₦500,000 monthly

  4. Your company is purchasing goods above ₦1 million of the principal company on a monthly basis

  5. Your company distributes at least one “creditworthy” client (e.g. private international companies listed on the stock exchange)

  6. It may be necessary to secure the loan by a lien or an asset debenture
  1. Government Issued ID Card (International Passport, National ID, Driver’s License, Voters ID)

  2. CAC Documents (CAC 2 & 7) (if applicable)

  3. Last 12 month’s sales data with the proposed principal company

  4. Last 12 months Bank Statements (Corporate Account)

  5. BVN of the directors and top management

  6. Proof of being a registered supplier/vendor of the principal company for at least 12 months

  7. Signed Personal Guarantee forms for CEO and another Guarantor

  8. Corporate guarantee through Board Resolution (if LTD Company)

What Our Customers Say

Helping Small Businesses Grow