Small Business Loans
from ₦300,000 for E-Commerce Merchants
We lend to merchants who currently trade on big E-commerce platforms (as Jumia or Konga) for various business reasons such as working capital , business expansion and other operational needs, based on the most recent sales data gotten from the E-commerce platforms.


₦300,000 - ₦10,000,000
Loan Amount
per invoice and credit line

0.5% - 0.75%
Processing Fee and Commitment Fee
of loan facility and per invoice

from 4% p.m.
Interest Rate
on borrowed amount

1 - 6 Months
Duration
for borrowed amount
- Minimum of 6 months of activity on our Online Partner Platform Partner e.g. JUMIA
- Your online business sells regularly on the Online Partner Platform
- Your online business is able to show at least ₦100,000 revenues on average in the last 6 months
- Clean credit report with any local Credit Bureau
Government-issued means of identification (International Passport, National ID, Driver’s License, Voters ID)
CAC Documents (CAC 2 & 7) (if applicable)
BVN of the business owner
NUBAN cheque (if loan above ₦1,000,000)
Filled direct debit form (REMITA)
Signed Personal Guarantee forms and another Guarantor
Corporate guarantee through Board Resolution (if LTD Company)
What Our Customers Say
Helping Small Businesses Grow
I really like Lendigo’s speed and customer service. I was a bit hesitant to apply at first, but once I spoke to them, I quickly realized their terms
were just right for my business. Got the loan fast!

I can boldly say that Lendigo is one of the fastest, trusted and prompt Lenders in Nigeria today. Their interest rates are favourable and are always looking for how best to support my business.

Lendigo has really helped my business grow to a trusted e-commerce platform most FMCG companies want to work with. I truly appreciate the support I get from the Lendigo team.

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