Small Business Loans

from ₦300,000 for E-Commerce Merchants

We lend to merchants who currently trade on big E-commerce platforms (as Jumia or Konga) for various business reasons such as working capital , business expansion and other operational needs, based on the most recent sales data gotten from the E-commerce platforms. 

₦300,000 - ₦10,000,000

Loan Amount

per invoice and credit line

0.5% - 0.75%

Processing Fee and Commitment Fee

of loan facility and per invoice

from 4% p.m.

Interest Rate

on borrowed amount

1 - 6 Months


for borrowed amount

  1. Minimum of 6 months of activity on our Online Partner Platform Partner e.g. JUMIA

  2. Your online business sells regularly on the Online Partner Platform

  3. Your online business is able to show at least ₦100,000 revenues on average in the last 6 months

  4. Clean credit report with any local Credit Bureau
  1. Government-issued means of identification (International Passport, National ID, Driver’s License, Voters ID)

  2. CAC Documents (CAC 2 & 7) (if applicable)

  3. BVN of the business owner

  4. NUBAN cheque (if loan above ₦1,000,000)

  5. Filled direct debit form (REMITA)

  6. Signed Personal Guarantee forms and another Guarantor

  7. Corporate guarantee through Board Resolution (if LTD Company)

What Our Customers Say

Helping Small Businesses Grow